Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan real estate listings, home buying, selling and relocation information

Irish Hills Area, Brooklyn, Onsted and Manitou Beach real estate and homes for sale in Michigan - Mark Riggle, REALTOR®

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Mark Riggle, REALTORŽ, real estate agent and broker for Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

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Resources: Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan home buying, real estate listings, and homes for sale in Lenawee County, MI

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REAL ESTATE RESOURCES:

	Special Offers: Special offers for Irish Hills Area, Brooklyn, Onsted and Manitou Beach homeowners from Mark Riggle, top Realtor
	Affiliates: Mark Riggle's real estate web site affiliates
	eNewsletter: Mark Riggle's Irish Hills Area, Brooklyn, Onsted and Manitou Beach newsletter email will send you the latest real estate information
	Today's Real Estate News: Daily real estate news for this neighborhood, Michigan, and United States
	Market Conditions Report: Market conditions report for this area, Michigan, and United States
	Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
	How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
	Determine Tax Savings: Calculate how much your monthly Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan mortgage payments save you on your taxes because of loan interest
	Should You Rent or Buy?: Is it better to rent a home in Michigan or buy your own Irish Hills Area, Brooklyn, Onsted and Manitou Beach house, ranch, luxury property, condominium, acreage, or other real estate?
	Adjustable Rate Mortgages: Adjustable rate Irish Hills Area, Brooklyn, Onsted and Manitou Beach mortgages information and interest rate java calculator
	What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
	Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
	Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
	15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
	How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
	What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
	Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
	TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Michigan real estate
	Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
	Ask Anything: Ask Mark Riggle anything real estate
	NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
	Real Estate Tips: Mark Riggle's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
	Real Estate Trivia: Mark Riggle's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
	Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Irish Hills Area, Brooklyn, Onsted and Manitou Beach property in Michigan, including legal terms definitions, and more

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

	See All Tips In The "Financing Your Home" Category >
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Q	Where would you go if you wished to stay in the world's most expensive hotel room?
A	The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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Mark Riggle
RE/MAX Irish Hills
14589 W. US 223
Manitou Beach, MI. 49253
(517) 467-3003
(517) 206-4474
Fax: (517) 467-3006
Email: MarkRiggle@NUMBER1EXPERT.com
I have lived in Southeast Michigan and Northwest Ohio all my life. I have been a licensed REALTOR since 1978 and have worked in the industry full time since 1995. The areas surrounding the Irish Hills are among the most beautiful anywhere, and my love for the lakes and farms is best illustrated through my business. I have been the number one agent in my company since 1996, and am the top agent in lakefront sales in both Jackson and Lenawee Counties.* I am involved with my clients personally and am always thrilled to be part of the realization of their dreams. My dream is to help people and I believe that dreams are chain reactions, so I put my success to work in my community. With every one of my transactions, I support Children's Miracle Network in Southern Michigan. This year I also worked to raise money for the Komen Race for the Cure to help fund breast cancer research. Additionally, I work with my church to raise money for our sister church in Uganda, Africa. I look forward to doing business with you - and for you.

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