Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan real estate listings, home buying, selling and relocation information

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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A	The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Mark Riggle, REALTORŽ, real estate agent and broker for Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark Riggle
RE/MAX Irish Hills
14589 W. US 223
Manitou Beach, MI. 49253
(517) 467-3003
(517) 206-4474
Fax: (517) 467-3006
Email: MarkRiggle@NUMBER1EXPERT.com
I have lived in Southeast Michigan and Northwest Ohio all my life. I have been a licensed REALTOR since 1978 and have worked in the industry full time since 1995. The areas surrounding the Irish Hills are among the most beautiful anywhere, and my love for the lakes and farms is best illustrated through my business. I have been the number one agent in my company since 1996, and am the top agent in lakefront sales in both Jackson and Lenawee Counties.* I am involved with my clients personally and am always thrilled to be part of the realization of their dreams. My dream is to help people and I believe that dreams are chain reactions, so I put my success to work in my community. With every one of my transactions, I support Children's Miracle Network in Southern Michigan. This year I also worked to raise money for the Komen Race for the Cure to help fund breast cancer research. Additionally, I work with my church to raise money for our sister church in Uganda, Africa. I look forward to doing business with you - and for you.

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NUMBER1EXPERT™ in real estate for Irish Hills Area, Brooklyn, Onsted and Manitou Beach, Michigan

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