Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan real estate listings, home buying, selling and relocation information

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For Sellers: Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan home buying, real estate listings, and homes for sale in Lenawee County, MI

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What holds the title as the tallest reinforced concrete building in the U.S.?
A	311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
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Mark Riggle, REALTORŽ, real estate agent and broker for Irish Hills Area, Brooklyn, Onsted and Manitou Beach Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark Riggle
RE/MAX Irish Hills
14589 W. US 223
Manitou Beach, MI. 49253
(517) 467-3003
(517) 206-4474
Fax: (517) 467-3006
Email: MarkRiggle@NUMBER1EXPERT.com
I have lived in Southeast Michigan and Northwest Ohio all my life. I have been a licensed REALTOR since 1978 and have worked in the industry full time since 1995. The areas surrounding the Irish Hills are among the most beautiful anywhere, and my love for the lakes and farms is best illustrated through my business. I have been the number one agent in my company since 1996, and am the top agent in lakefront sales in both Jackson and Lenawee Counties.* I am involved with my clients personally and am always thrilled to be part of the realization of their dreams. My dream is to help people and I believe that dreams are chain reactions, so I put my success to work in my community. With every one of my transactions, I support Children's Miracle Network in Southern Michigan. This year I also worked to raise money for the Komen Race for the Cure to help fund breast cancer research. Additionally, I work with my church to raise money for our sister church in Uganda, Africa. I look forward to doing business with you - and for you.

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